LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,052
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$1,107/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,517
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,995
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,041
−HK$1,061/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,269
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,063
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,371
−HK$1,330/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,421
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,795
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,050
−HK$1,273/mo
Today · 4.125%
HK$49,323
baseline
▲ 0.50% · 4.625%
HK$51,923
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,646/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,073
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,600
−HK$1,551/mo
Today · 4.125%
HK$52,151
baseline
▲ 0.50% · 4.625%
HK$55,324
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,302/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,594
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,058
−HK$1,485/mo
Today · 4.125%
HK$57,543
baseline
▲ 0.50% · 4.625%
HK$60,576
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,086/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,094
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,057
−HK$1,994/mo
Today · 4.125%
HK$67,051
baseline
▲ 0.50% · 4.625%
HK$71,131
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$134,102/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,192
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,074
−HK$1,910/mo
Today · 4.125%
HK$73,984
baseline
▲ 0.50% · 4.625%
HK$77,884
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.83M · min. income ≈ HK$147,968/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,455 · Scale 2, in force from 26 Feb 2026)