LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,056
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$1,108/mo
Today · 4.125%
HK$37,255
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,266/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,510/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,000
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,046
−HK$1,061/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,274
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,068
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,376
−HK$1,330/mo
Today · 4.125%
HK$44,706
baseline
▲ 0.50% · 4.625%
HK$47,426
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,412/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,800
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,055
−HK$1,273/mo
Today · 4.125%
HK$49,328
baseline
▲ 0.50% · 4.625%
HK$51,928
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,656/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,079
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,551/mo
Today · 4.125%
HK$52,156
baseline
▲ 0.50% · 4.625%
HK$55,330
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,312/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,600
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,064
−HK$1,486/mo
Today · 4.125%
HK$57,550
baseline
▲ 0.50% · 4.625%
HK$60,583
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,100/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,101
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,064
−HK$1,994/mo
Today · 4.125%
HK$67,058
baseline
▲ 0.50% · 4.625%
HK$71,139
+HK$4,081/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,116/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,200
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,082
−HK$1,910/mo
Today · 4.125%
HK$73,992
baseline
▲ 0.50% · 4.625%
HK$77,892
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$147,984/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,519 · Scale 2, in force from 26 Feb 2026)