LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,057
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,148
−HK$1,107/mo
Today · 4.125%
HK$37,255
baseline
▲ 0.50% · 4.625%
HK$39,522
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,510/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,001
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,047
−HK$1,061/mo
Today · 4.125%
HK$41,108
baseline
▲ 0.50% · 4.625%
HK$43,275
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,216/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,068
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,377
−HK$1,330/mo
Today · 4.125%
HK$44,707
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,414/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,801
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,056
−HK$1,273/mo
Today · 4.125%
HK$49,329
baseline
▲ 0.50% · 4.625%
HK$51,929
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,658/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,080
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,607
−HK$1,551/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$55,331
+HK$3,173/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,601
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,065
−HK$1,486/mo
Today · 4.125%
HK$57,551
baseline
▲ 0.50% · 4.625%
HK$60,584
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,102/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,103
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,066
−HK$1,994/mo
Today · 4.125%
HK$67,060
baseline
▲ 0.50% · 4.625%
HK$71,140
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,120/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,201
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,084
−HK$1,910/mo
Today · 4.125%
HK$73,994
baseline
▲ 0.50% · 4.625%
HK$77,894
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$147,988/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,532 · Scale 2, in force from 26 Feb 2026)