LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,058
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,149
−HK$1,107/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,002
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,048
−HK$1,061/mo
Today · 4.125%
HK$41,109
baseline
▲ 0.50% · 4.625%
HK$43,276
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,218/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,070
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,378
−HK$1,330/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,802
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,057
−HK$1,274/mo
Today · 4.125%
HK$49,331
baseline
▲ 0.50% · 4.625%
HK$51,931
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.22M · min. income ≈ HK$98,662/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,081
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,608
−HK$1,551/mo
Today · 4.125%
HK$52,159
baseline
▲ 0.50% · 4.625%
HK$55,333
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,318/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,602
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,067
−HK$1,485/mo
Today · 4.125%
HK$57,552
baseline
▲ 0.50% · 4.625%
HK$60,586
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,104/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,104
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,067
−HK$1,995/mo
Today · 4.125%
HK$67,062
baseline
▲ 0.50% · 4.625%
HK$71,142
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,124/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,203
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,086
−HK$1,910/mo
Today · 4.125%
HK$73,996
baseline
▲ 0.50% · 4.625%
HK$77,896
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$147,992/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,548 · Scale 2, in force from 26 Feb 2026)