LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,061
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,151
−HK$1,108/mo
Today · 4.125%
HK$37,259
baseline
▲ 0.50% · 4.625%
HK$39,526
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,518/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,005
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,051
−HK$1,061/mo
Today · 4.125%
HK$41,112
baseline
▲ 0.50% · 4.625%
HK$43,279
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,224/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,073
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,381
−HK$1,330/mo
Today · 4.125%
HK$44,711
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,422/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,805
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,061
−HK$1,273/mo
Today · 4.125%
HK$49,334
baseline
▲ 0.50% · 4.625%
HK$51,935
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,668/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,085
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,612
−HK$1,551/mo
Today · 4.125%
HK$52,163
baseline
▲ 0.50% · 4.625%
HK$55,337
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,326/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,606
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,071
−HK$1,486/mo
Today · 4.125%
HK$57,557
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,114/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,109
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,072
−HK$1,995/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$71,147
+HK$4,080/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,208
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,091
−HK$1,910/mo
Today · 4.125%
HK$74,001
baseline
▲ 0.50% · 4.625%
HK$77,902
+HK$3,901/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,002/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,590 · Scale 2, in force from 26 Feb 2026)