LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,061
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$1,108/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,527
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,005
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,051
−HK$1,062/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,073
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,330/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,720/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,806
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,062
−HK$1,273/mo
Today · 4.125%
HK$49,335
baseline
▲ 0.50% · 4.625%
HK$51,936
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,670/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,612
−HK$1,552/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,607
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,486/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$60,591
+HK$3,033/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,110
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,073
−HK$1,995/mo
Today · 4.125%
HK$67,068
baseline
▲ 0.50% · 4.625%
HK$71,149
+HK$4,081/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,136/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,209
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,092
−HK$1,911/mo
Today · 4.125%
HK$74,003
baseline
▲ 0.50% · 4.625%
HK$77,903
+HK$3,900/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,006/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,599 · Scale 2, in force from 26 Feb 2026)