LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,062
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$1,108/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,527
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,006
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,052
−HK$1,061/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,074
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,383
−HK$1,329/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,433
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,807
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,062
−HK$1,274/mo
Today · 4.125%
HK$49,336
baseline
▲ 0.50% · 4.625%
HK$51,936
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,672/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,551/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,608
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,486/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,111
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,074
−HK$1,994/mo
Today · 4.125%
HK$67,068
baseline
▲ 0.50% · 4.625%
HK$71,149
+HK$4,081/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,136/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,210
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,093
−HK$1,910/mo
Today · 4.125%
HK$74,003
baseline
▲ 0.50% · 4.625%
HK$77,904
+HK$3,901/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,006/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,605 · Scale 2, in force from 26 Feb 2026)