LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,063
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,154
−HK$1,108/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,529
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,007
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,061/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,282
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,076
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,385
−HK$1,329/mo
Today · 4.125%
HK$44,714
baseline
▲ 0.50% · 4.625%
HK$47,435
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,428/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,064
−HK$1,274/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,600/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,088
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,615
−HK$1,552/mo
Today · 4.125%
HK$52,167
baseline
▲ 0.50% · 4.625%
HK$55,341
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,334/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,610
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,075
−HK$1,486/mo
Today · 4.125%
HK$57,561
baseline
▲ 0.50% · 4.625%
HK$60,595
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,122/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,114
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,077
−HK$1,994/mo
Today · 4.125%
HK$67,071
baseline
▲ 0.50% · 4.625%
HK$71,153
+HK$4,082/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,142/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,213
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,096
−HK$1,911/mo
Today · 4.125%
HK$74,007
baseline
▲ 0.50% · 4.625%
HK$77,908
+HK$3,901/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,014/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,632 · Scale 2, in force from 26 Feb 2026)