LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,064
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,154
−HK$1,108/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,530
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,008
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,061/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,283
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,076
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,385
−HK$1,330/mo
Today · 4.125%
HK$44,715
baseline
▲ 0.50% · 4.625%
HK$47,436
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,430/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,065
−HK$1,273/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$51,939
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,089
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,616
−HK$1,551/mo
Today · 4.125%
HK$52,167
baseline
▲ 0.50% · 4.625%
HK$55,342
+HK$3,175/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,334/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,611
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,076
−HK$1,485/mo
Today · 4.125%
HK$57,561
baseline
▲ 0.50% · 4.625%
HK$60,596
+HK$3,035/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,122/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,114
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,078
−HK$1,994/mo
Today · 4.125%
HK$67,072
baseline
▲ 0.50% · 4.625%
HK$71,153
+HK$4,081/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,144/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,214
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,097
−HK$1,911/mo
Today · 4.125%
HK$74,008
baseline
▲ 0.50% · 4.625%
HK$77,909
+HK$3,901/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,016/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,639 · Scale 2, in force from 26 Feb 2026)