LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,067
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$1,108/mo
Today · 4.125%
HK$37,266
baseline
▲ 0.50% · 4.625%
HK$39,533
+HK$2,267/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,532/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,012
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,058
−HK$1,061/mo
Today · 4.125%
HK$41,119
baseline
▲ 0.50% · 4.625%
HK$43,287
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,238/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,080
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,330/mo
Today · 4.125%
HK$44,719
baseline
▲ 0.50% · 4.625%
HK$47,440
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,438/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,814
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,274/mo
Today · 4.125%
HK$49,343
baseline
▲ 0.50% · 4.625%
HK$51,944
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,686/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,094
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,621
−HK$1,551/mo
Today · 4.125%
HK$52,172
baseline
▲ 0.50% · 4.625%
HK$55,347
+HK$3,175/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$104,344/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,616
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,081
−HK$1,486/mo
Today · 4.125%
HK$57,567
baseline
▲ 0.50% · 4.625%
HK$60,601
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.76M · min. income ≈ HK$115,134/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,120
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,084
−HK$1,995/mo
Today · 4.125%
HK$67,079
baseline
▲ 0.50% · 4.625%
HK$71,160
+HK$4,081/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,158/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,221
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,104
−HK$1,911/mo
Today · 4.125%
HK$74,015
baseline
▲ 0.50% · 4.625%
HK$77,916
+HK$3,901/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,030/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,693 · Scale 2, in force from 26 Feb 2026)