LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,069
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,160
−HK$1,108/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,062/mo
Today · 4.125%
HK$41,122
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,244/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,083
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,392
−HK$1,330/mo
Today · 4.125%
HK$44,722
baseline
▲ 0.50% · 4.625%
HK$47,443
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,444/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,817
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,072
−HK$1,274/mo
Today · 4.125%
HK$49,346
baseline
▲ 0.50% · 4.625%
HK$51,947
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,692/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,097
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,624
−HK$1,552/mo
Today · 4.125%
HK$52,176
baseline
▲ 0.50% · 4.625%
HK$55,350
+HK$3,174/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$104,352/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,620
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,084
−HK$1,487/mo
Today · 4.125%
HK$57,571
baseline
▲ 0.50% · 4.625%
HK$60,605
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$115,142/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,124
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,088
−HK$1,995/mo
Today · 4.125%
HK$67,083
baseline
▲ 0.50% · 4.625%
HK$71,165
+HK$4,082/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,166/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,225
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,109
−HK$1,910/mo
Today · 4.125%
HK$74,019
baseline
▲ 0.50% · 4.625%
HK$77,921
+HK$3,902/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,038/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,730 · Scale 2, in force from 26 Feb 2026)