LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,072
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,163
−HK$1,108/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,539
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,017
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,064
−HK$1,061/mo
Today · 4.125%
HK$41,125
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,250/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,087
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,396
−HK$1,330/mo
Today · 4.125%
HK$44,726
baseline
▲ 0.50% · 4.625%
HK$47,447
+HK$2,721/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,452/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,821
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,077
−HK$1,273/mo
Today · 4.125%
HK$49,350
baseline
▲ 0.50% · 4.625%
HK$51,952
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,700/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,552/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$3,175/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,624
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,089
−HK$1,487/mo
Today · 4.125%
HK$57,576
baseline
▲ 0.50% · 4.625%
HK$60,610
+HK$3,034/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$115,152/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,130
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,094
−HK$1,995/mo
Today · 4.125%
HK$67,089
baseline
▲ 0.50% · 4.625%
HK$71,171
+HK$4,082/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,178/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,231
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,115
−HK$1,911/mo
Today · 4.125%
HK$74,026
baseline
▲ 0.50% · 4.625%
HK$77,928
+HK$3,902/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,052/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,780 · Scale 2, in force from 26 Feb 2026)