LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,073
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$1,108/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,065
−HK$1,062/mo
Today · 4.125%
HK$41,127
baseline
▲ 0.50% · 4.625%
HK$43,294
+HK$2,167/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,254/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,088
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,397
−HK$1,330/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,449
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,822
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,078
−HK$1,274/mo
Today · 4.125%
HK$49,352
baseline
▲ 0.50% · 4.625%
HK$51,953
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,704/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,102
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,630
−HK$1,551/mo
Today · 4.125%
HK$52,181
baseline
▲ 0.50% · 4.625%
HK$55,357
+HK$3,176/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$104,362/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,626
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,091
−HK$1,486/mo
Today · 4.125%
HK$57,577
baseline
▲ 0.50% · 4.625%
HK$60,612
+HK$3,035/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$115,154/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,132
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,095
−HK$1,995/mo
Today · 4.125%
HK$67,090
baseline
▲ 0.50% · 4.625%
HK$71,173
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,180/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,233
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,117
−HK$1,911/mo
Today · 4.125%
HK$74,028
baseline
▲ 0.50% · 4.625%
HK$77,930
+HK$3,902/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,056/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,796 · Scale 2, in force from 26 Feb 2026)