LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,074
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,165
−HK$1,109/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,542
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,020
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,066
−HK$1,062/mo
Today · 4.125%
HK$41,128
baseline
▲ 0.50% · 4.625%
HK$43,296
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,256/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,089
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,330/mo
Today · 4.125%
HK$44,728
baseline
▲ 0.50% · 4.625%
HK$47,450
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,456/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,823
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,079
−HK$1,274/mo
Today · 4.125%
HK$49,353
baseline
▲ 0.50% · 4.625%
HK$51,955
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,706/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,104
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,631
−HK$1,552/mo
Today · 4.125%
HK$52,183
baseline
▲ 0.50% · 4.625%
HK$55,358
+HK$3,175/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$104,366/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,627
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,092
−HK$1,487/mo
Today · 4.125%
HK$57,579
baseline
▲ 0.50% · 4.625%
HK$60,614
+HK$3,035/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$115,158/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,133
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,097
−HK$1,995/mo
Today · 4.125%
HK$67,092
baseline
▲ 0.50% · 4.625%
HK$71,175
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,184/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,235
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,119
−HK$1,911/mo
Today · 4.125%
HK$74,030
baseline
▲ 0.50% · 4.625%
HK$77,932
+HK$3,902/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,060/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$576,812 · Scale 2, in force from 26 Feb 2026)