LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,076
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$1,109/mo
Today · 4.125%
HK$37,276
baseline
▲ 0.50% · 4.625%
HK$39,544
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,552/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,022
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,069
−HK$1,061/mo
Today · 4.125%
HK$41,130
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,260/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,092
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,401
−HK$1,330/mo
Today · 4.125%
HK$44,731
baseline
▲ 0.50% · 4.625%
HK$47,453
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,462/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,826
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,082
−HK$1,274/mo
Today · 4.125%
HK$49,356
baseline
▲ 0.50% · 4.625%
HK$51,958
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,712/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,107
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,634
−HK$1,552/mo
Today · 4.125%
HK$52,186
baseline
▲ 0.50% · 4.625%
HK$55,362
+HK$3,176/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$104,372/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,631
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,096
−HK$1,486/mo
Today · 4.125%
HK$57,582
baseline
▲ 0.50% · 4.625%
HK$60,618
+HK$3,036/mo
Deposit HK$4.61M · loan HK$10.77M · min. income ≈ HK$115,164/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,137
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,101
−HK$1,996/mo
Today · 4.125%
HK$67,097
baseline
▲ 0.50% · 4.625%
HK$71,179
+HK$4,082/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$134,194/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,240
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,123
−HK$1,911/mo
Today · 4.125%
HK$74,034
baseline
▲ 0.50% · 4.625%
HK$77,937
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.84M · min. income ≈ HK$148,068/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,848 · Scale 2, in force from 26 Feb 2026)