LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,079
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,170
−HK$1,108/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,547
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,025
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,062/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,301
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,094
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,404
−HK$1,330/mo
Today · 4.125%
HK$44,734
baseline
▲ 0.50% · 4.625%
HK$47,456
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,468/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,830
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,086
−HK$1,274/mo
Today · 4.125%
HK$49,360
baseline
▲ 0.50% · 4.625%
HK$51,961
+HK$2,601/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,720/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,638
−HK$1,552/mo
Today · 4.125%
HK$52,190
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$3,175/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,380/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,635
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,100
−HK$1,486/mo
Today · 4.125%
HK$57,586
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,172/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,142
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,106
−HK$1,995/mo
Today · 4.125%
HK$67,101
baseline
▲ 0.50% · 4.625%
HK$71,184
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,202/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,244
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,128
−HK$1,911/mo
Today · 4.125%
HK$74,039
baseline
▲ 0.50% · 4.625%
HK$77,942
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,078/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,887 · Scale 2, in force from 26 Feb 2026)