LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,082
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$1,109/mo
Today · 4.125%
HK$37,282
baseline
▲ 0.50% · 4.625%
HK$39,550
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,564/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,028
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,075
−HK$1,062/mo
Today · 4.125%
HK$41,137
baseline
▲ 0.50% · 4.625%
HK$43,305
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,274/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,098
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,408
−HK$1,330/mo
Today · 4.125%
HK$44,738
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,476/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,834
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,090
−HK$1,274/mo
Today · 4.125%
HK$49,364
baseline
▲ 0.50% · 4.625%
HK$51,966
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,728/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,115
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,642
−HK$1,553/mo
Today · 4.125%
HK$52,195
baseline
▲ 0.50% · 4.625%
HK$55,370
+HK$3,175/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,390/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,640
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,487/mo
Today · 4.125%
HK$57,592
baseline
▲ 0.50% · 4.625%
HK$60,627
+HK$3,035/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,184/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,147
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,995/mo
Today · 4.125%
HK$67,107
baseline
▲ 0.50% · 4.625%
HK$71,191
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,214/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,251
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,135
−HK$1,911/mo
Today · 4.125%
HK$74,046
baseline
▲ 0.50% · 4.625%
HK$77,949
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,092/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,940 · Scale 2, in force from 26 Feb 2026)