LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,082
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$1,108/mo
Today · 4.125%
HK$37,282
baseline
▲ 0.50% · 4.625%
HK$39,551
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,564/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,075
−HK$1,062/mo
Today · 4.125%
HK$41,137
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,274/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,099
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,408
−HK$1,331/mo
Today · 4.125%
HK$44,739
baseline
▲ 0.50% · 4.625%
HK$47,461
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,478/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,834
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,090
−HK$1,275/mo
Today · 4.125%
HK$49,365
baseline
▲ 0.50% · 4.625%
HK$51,967
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,730/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,115
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,643
−HK$1,552/mo
Today · 4.125%
HK$52,195
baseline
▲ 0.50% · 4.625%
HK$55,371
+HK$3,176/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,390/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,640
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,106
−HK$1,486/mo
Today · 4.125%
HK$57,592
baseline
▲ 0.50% · 4.625%
HK$60,628
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,184/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,148
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,996/mo
Today · 4.125%
HK$67,108
baseline
▲ 0.50% · 4.625%
HK$71,191
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,216/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,252
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,136
−HK$1,911/mo
Today · 4.125%
HK$74,047
baseline
▲ 0.50% · 4.625%
HK$77,950
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,094/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,947 · Scale 2, in force from 26 Feb 2026)