LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,083
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$1,109/mo
Today · 4.125%
HK$37,283
baseline
▲ 0.50% · 4.625%
HK$39,551
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,566/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,062/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,099
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,409
−HK$1,330/mo
Today · 4.125%
HK$44,739
baseline
▲ 0.50% · 4.625%
HK$47,462
+HK$2,723/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,478/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,835
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,091
−HK$1,274/mo
Today · 4.125%
HK$49,365
baseline
▲ 0.50% · 4.625%
HK$51,968
+HK$2,603/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,730/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,116
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,552/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$55,372
+HK$3,176/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,106
−HK$1,487/mo
Today · 4.125%
HK$57,593
baseline
▲ 0.50% · 4.625%
HK$60,629
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,186/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,149
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,113
−HK$1,996/mo
Today · 4.125%
HK$67,109
baseline
▲ 0.50% · 4.625%
HK$71,192
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,218/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,253
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,137
−HK$1,911/mo
Today · 4.125%
HK$74,048
baseline
▲ 0.50% · 4.625%
HK$77,951
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,096/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,955 · Scale 2, in force from 26 Feb 2026)