LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,083
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$1,109/mo
Today · 4.125%
HK$37,283
baseline
▲ 0.50% · 4.625%
HK$39,552
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,566/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,030
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,062/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,307
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,100
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,409
−HK$1,331/mo
Today · 4.125%
HK$44,740
baseline
▲ 0.50% · 4.625%
HK$47,462
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,480/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,835
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,092
−HK$1,274/mo
Today · 4.125%
HK$49,366
baseline
▲ 0.50% · 4.625%
HK$51,968
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,732/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,116
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,552/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$55,372
+HK$3,176/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,107
−HK$1,486/mo
Today · 4.125%
HK$57,593
baseline
▲ 0.50% · 4.625%
HK$60,629
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,186/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,150
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,114
−HK$1,996/mo
Today · 4.125%
HK$67,110
baseline
▲ 0.50% · 4.625%
HK$71,193
+HK$4,083/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,220/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,253
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,137
−HK$1,912/mo
Today · 4.125%
HK$74,049
baseline
▲ 0.50% · 4.625%
HK$77,952
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,098/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,960 · Scale 2, in force from 26 Feb 2026)