LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,084
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,175
−HK$1,109/mo
Today · 4.125%
HK$37,284
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,568/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,030
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,077
−HK$1,062/mo
Today · 4.125%
HK$41,139
baseline
▲ 0.50% · 4.625%
HK$43,308
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,278/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,101
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,410
−HK$1,331/mo
Today · 4.125%
HK$44,741
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,482/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,837
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,093
−HK$1,274/mo
Today · 4.125%
HK$49,367
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,734/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,117
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,645
−HK$1,552/mo
Today · 4.125%
HK$52,197
baseline
▲ 0.50% · 4.625%
HK$55,374
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,394/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,643
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,108
−HK$1,487/mo
Today · 4.125%
HK$57,595
baseline
▲ 0.50% · 4.625%
HK$60,631
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,190/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,151
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,115
−HK$1,996/mo
Today · 4.125%
HK$67,111
baseline
▲ 0.50% · 4.625%
HK$71,195
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,222/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,255
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,139
−HK$1,911/mo
Today · 4.125%
HK$74,050
baseline
▲ 0.50% · 4.625%
HK$77,954
+HK$3,904/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,100/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,973 · Scale 2, in force from 26 Feb 2026)