LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,084
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,108/mo
Today · 4.125%
HK$37,284
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,568/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,031
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,308
+HK$2,168/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,101
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,411
−HK$1,330/mo
Today · 4.125%
HK$44,741
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,723/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,482/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,837
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,093
−HK$1,275/mo
Today · 4.125%
HK$49,368
baseline
▲ 0.50% · 4.625%
HK$51,970
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,736/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,118
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,646
−HK$1,552/mo
Today · 4.125%
HK$52,198
baseline
▲ 0.50% · 4.625%
HK$55,374
+HK$3,176/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,396/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,643
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,109
−HK$1,487/mo
Today · 4.125%
HK$57,596
baseline
▲ 0.50% · 4.625%
HK$60,632
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,192/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,152
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,116
−HK$1,996/mo
Today · 4.125%
HK$67,112
baseline
▲ 0.50% · 4.625%
HK$71,196
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,224/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,256
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,140
−HK$1,912/mo
Today · 4.125%
HK$74,052
baseline
▲ 0.50% · 4.625%
HK$77,955
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,104/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$576,981 · Scale 2, in force from 26 Feb 2026)