LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,086
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$1,109/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,555
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,033
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,062/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,310
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,103
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,330/mo
Today · 4.125%
HK$44,743
baseline
▲ 0.50% · 4.625%
HK$47,466
+HK$2,723/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,486/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,839
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,095
−HK$1,275/mo
Today · 4.125%
HK$49,370
baseline
▲ 0.50% · 4.625%
HK$51,972
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,740/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,120
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,552/mo
Today · 4.125%
HK$52,200
baseline
▲ 0.50% · 4.625%
HK$55,377
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,400/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,646
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,111
−HK$1,487/mo
Today · 4.125%
HK$57,598
baseline
▲ 0.50% · 4.625%
HK$60,634
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,196/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,119
−HK$1,996/mo
Today · 4.125%
HK$67,115
baseline
▲ 0.50% · 4.625%
HK$71,199
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,230/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,259
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,143
−HK$1,912/mo
Today · 4.125%
HK$74,055
baseline
▲ 0.50% · 4.625%
HK$77,958
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,110/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,005 · Scale 2, in force from 26 Feb 2026)