LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,086
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,178
−HK$1,109/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,555
+HK$2,268/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,033
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,080
−HK$1,062/mo
Today · 4.125%
HK$41,142
baseline
▲ 0.50% · 4.625%
HK$43,311
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,284/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,104
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,331/mo
Today · 4.125%
HK$44,744
baseline
▲ 0.50% · 4.625%
HK$47,466
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,488/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,840
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,096
−HK$1,274/mo
Today · 4.125%
HK$49,370
baseline
▲ 0.50% · 4.625%
HK$51,973
+HK$2,603/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,740/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,121
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,649
−HK$1,552/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,647
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,112
−HK$1,487/mo
Today · 4.125%
HK$57,599
baseline
▲ 0.50% · 4.625%
HK$60,635
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,198/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,155
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,120
−HK$1,996/mo
Today · 4.125%
HK$67,116
baseline
▲ 0.50% · 4.625%
HK$71,200
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,232/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,260
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,144
−HK$1,912/mo
Today · 4.125%
HK$74,056
baseline
▲ 0.50% · 4.625%
HK$77,959
+HK$3,903/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,112/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,014 · Scale 2, in force from 26 Feb 2026)