LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,087
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$1,108/mo
Today · 4.125%
HK$37,287
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,574/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,062/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,312
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,105
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,414
−HK$1,331/mo
Today · 4.125%
HK$44,745
baseline
▲ 0.50% · 4.625%
HK$47,467
+HK$2,722/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$89,490/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,841
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,097
−HK$1,275/mo
Today · 4.125%
HK$49,372
baseline
▲ 0.50% · 4.625%
HK$51,974
+HK$2,602/mo
Deposit HK$6.15M · loan HK$9.23M · min. income ≈ HK$98,744/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,122
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,650
−HK$1,552/mo
Today · 4.125%
HK$52,202
baseline
▲ 0.50% · 4.625%
HK$55,379
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,404/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,648
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,113
−HK$1,487/mo
Today · 4.125%
HK$57,600
baseline
▲ 0.50% · 4.625%
HK$60,636
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,200/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,157
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,121
−HK$1,996/mo
Today · 4.125%
HK$67,117
baseline
▲ 0.50% · 4.625%
HK$71,201
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,234/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,261
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,146
−HK$1,911/mo
Today · 4.125%
HK$74,057
baseline
▲ 0.50% · 4.625%
HK$77,961
+HK$3,904/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,114/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,026 · Scale 2, in force from 26 Feb 2026)