LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,091
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,183
−HK$1,109/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,561
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,039
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,086
−HK$1,062/mo
Today · 4.125%
HK$41,148
baseline
▲ 0.50% · 4.625%
HK$43,317
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,296/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,110
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,420
−HK$1,330/mo
Today · 4.125%
HK$44,750
baseline
▲ 0.50% · 4.625%
HK$47,473
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,500/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,847
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,103
−HK$1,275/mo
Today · 4.125%
HK$49,378
baseline
▲ 0.50% · 4.625%
HK$51,980
+HK$2,602/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,756/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,128
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,656
−HK$1,553/mo
Today · 4.125%
HK$52,209
baseline
▲ 0.50% · 4.625%
HK$55,386
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,418/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,654
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,120
−HK$1,487/mo
Today · 4.125%
HK$57,607
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,214/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,165
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,997/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$71,210
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,270
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,155
−HK$1,911/mo
Today · 4.125%
HK$74,066
baseline
▲ 0.50% · 4.625%
HK$77,971
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,132/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,098 · Scale 2, in force from 26 Feb 2026)