LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,093
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,184
−HK$1,109/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,562
+HK$2,269/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,040
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,062/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,318
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,111
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,421
−HK$1,331/mo
Today · 4.125%
HK$44,752
baseline
▲ 0.50% · 4.625%
HK$47,475
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,504/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,848
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,105
−HK$1,274/mo
Today · 4.125%
HK$49,379
baseline
▲ 0.50% · 4.625%
HK$51,982
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,758/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,130
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,552/mo
Today · 4.125%
HK$52,210
baseline
▲ 0.50% · 4.625%
HK$55,387
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,420/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,656
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,122
−HK$1,487/mo
Today · 4.125%
HK$57,609
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,218/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,131
−HK$1,997/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,212
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,272
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,157
−HK$1,912/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$77,973
+HK$3,904/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,116 · Scale 2, in force from 26 Feb 2026)