LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,093
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,184
−HK$1,109/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,563
+HK$2,270/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,040
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,063/mo
Today · 4.125%
HK$41,150
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,169/mo
Deposit HK$7.69M · loan HK$7.69M · min. income ≈ HK$82,300/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,111
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,421
−HK$1,331/mo
Today · 4.125%
HK$44,752
baseline
▲ 0.50% · 4.625%
HK$47,475
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,504/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,849
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,105
−HK$1,275/mo
Today · 4.125%
HK$49,380
baseline
▲ 0.50% · 4.625%
HK$51,982
+HK$2,602/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,760/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,130
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,553/mo
Today · 4.125%
HK$52,211
baseline
▲ 0.50% · 4.625%
HK$55,388
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,422/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,657
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,122
−HK$1,488/mo
Today · 4.125%
HK$57,610
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,220/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,132
−HK$1,996/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,213
+HK$4,085/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,273
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,157
−HK$1,912/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,120 · Scale 2, in force from 26 Feb 2026)