LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,094
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$1,109/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,063/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,112
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,422
−HK$1,331/mo
Today · 4.125%
HK$44,753
baseline
▲ 0.50% · 4.625%
HK$47,476
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,506/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,850
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,275/mo
Today · 4.125%
HK$49,381
baseline
▲ 0.50% · 4.625%
HK$51,984
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,762/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,131
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,659
−HK$1,553/mo
Today · 4.125%
HK$52,212
baseline
▲ 0.50% · 4.625%
HK$55,389
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,424/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,658
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,124
−HK$1,487/mo
Today · 4.125%
HK$57,611
baseline
▲ 0.50% · 4.625%
HK$60,648
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,222/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,168
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,133
−HK$1,997/mo
Today · 4.125%
HK$67,130
baseline
▲ 0.50% · 4.625%
HK$71,214
+HK$4,084/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,260/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,274
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,159
−HK$1,912/mo
Today · 4.125%
HK$74,071
baseline
▲ 0.50% · 4.625%
HK$77,975
+HK$3,904/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,142/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,133 · Scale 2, in force from 26 Feb 2026)