LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,094
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,186
−HK$1,109/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$2,269/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,042
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,089
−HK$1,062/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,113
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,423
−HK$1,331/mo
Today · 4.125%
HK$44,754
baseline
▲ 0.50% · 4.625%
HK$47,477
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,508/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,850
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,107
−HK$1,274/mo
Today · 4.125%
HK$49,381
baseline
▲ 0.50% · 4.625%
HK$51,984
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,762/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,132
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,660
−HK$1,553/mo
Today · 4.125%
HK$52,213
baseline
▲ 0.50% · 4.625%
HK$55,390
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,426/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,659
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,125
−HK$1,487/mo
Today · 4.125%
HK$57,612
baseline
▲ 0.50% · 4.625%
HK$60,649
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,224/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,170
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,134
−HK$1,997/mo
Today · 4.125%
HK$67,131
baseline
▲ 0.50% · 4.625%
HK$71,216
+HK$4,085/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,262/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,275
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,160
−HK$1,912/mo
Today · 4.125%
HK$74,072
baseline
▲ 0.50% · 4.625%
HK$77,977
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,144/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,142 · Scale 2, in force from 26 Feb 2026)