LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,095
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,187
−HK$1,109/mo
Today · 4.125%
HK$37,296
baseline
▲ 0.50% · 4.625%
HK$39,565
+HK$2,269/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,592/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,043
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,090
−HK$1,063/mo
Today · 4.125%
HK$41,153
baseline
▲ 0.50% · 4.625%
HK$43,322
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,306/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,114
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,424
−HK$1,331/mo
Today · 4.125%
HK$44,755
baseline
▲ 0.50% · 4.625%
HK$47,479
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$89,510/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,852
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,108
−HK$1,275/mo
Today · 4.125%
HK$49,383
baseline
▲ 0.50% · 4.625%
HK$51,986
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.23M · min. income ≈ HK$98,766/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,133
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,662
−HK$1,553/mo
Today · 4.125%
HK$52,215
baseline
▲ 0.50% · 4.625%
HK$55,392
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$104,430/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,126
−HK$1,488/mo
Today · 4.125%
HK$57,614
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,036/mo
Deposit HK$4.62M · loan HK$10.77M · min. income ≈ HK$115,228/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,172
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,137
−HK$1,996/mo
Today · 4.125%
HK$67,133
baseline
▲ 0.50% · 4.625%
HK$71,218
+HK$4,085/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,266/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,278
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,163
−HK$1,912/mo
Today · 4.125%
HK$74,075
baseline
▲ 0.50% · 4.625%
HK$77,979
+HK$3,904/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,150/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,161 · Scale 2, in force from 26 Feb 2026)