LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,100
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$1,109/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,048
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,096
−HK$1,062/mo
Today · 4.125%
HK$41,158
baseline
▲ 0.50% · 4.625%
HK$43,327
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,316/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,120
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,430
−HK$1,331/mo
Today · 4.125%
HK$44,761
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,522/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,858
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,115
−HK$1,274/mo
Today · 4.125%
HK$49,389
baseline
▲ 0.50% · 4.625%
HK$51,993
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,778/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,140
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,668
−HK$1,553/mo
Today · 4.125%
HK$52,221
baseline
▲ 0.50% · 4.625%
HK$55,399
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,442/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,668
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,134
−HK$1,487/mo
Today · 4.125%
HK$57,621
baseline
▲ 0.50% · 4.625%
HK$60,658
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,242/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,180
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,145
−HK$1,997/mo
Today · 4.125%
HK$67,142
baseline
▲ 0.50% · 4.625%
HK$71,227
+HK$4,085/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,284/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,287
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,172
−HK$1,912/mo
Today · 4.125%
HK$74,084
baseline
▲ 0.50% · 4.625%
HK$77,989
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,168/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,236 · Scale 2, in force from 26 Feb 2026)