LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,100
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$1,109/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,049
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,096
−HK$1,062/mo
Today · 4.125%
HK$41,158
baseline
▲ 0.50% · 4.625%
HK$43,328
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,316/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,120
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,430
−HK$1,332/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,858
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,115
−HK$1,275/mo
Today · 4.125%
HK$49,390
baseline
▲ 0.50% · 4.625%
HK$51,993
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,780/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,140
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,553/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$55,399
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,668
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,134
−HK$1,488/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$60,659
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,180
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,146
−HK$1,996/mo
Today · 4.125%
HK$67,142
baseline
▲ 0.50% · 4.625%
HK$71,228
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,284/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,288
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,173
−HK$1,912/mo
Today · 4.125%
HK$74,085
baseline
▲ 0.50% · 4.625%
HK$77,990
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,170/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,242 · Scale 2, in force from 26 Feb 2026)