LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,101
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$1,109/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,049
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,062/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,121
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,431
−HK$1,331/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,275/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,141
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,670
−HK$1,553/mo
Today · 4.125%
HK$52,223
baseline
▲ 0.50% · 4.625%
HK$55,401
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,446/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,669
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,135
−HK$1,488/mo
Today · 4.125%
HK$57,623
baseline
▲ 0.50% · 4.625%
HK$60,660
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,246/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,182
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,147
−HK$1,997/mo
Today · 4.125%
HK$67,144
baseline
▲ 0.50% · 4.625%
HK$71,229
+HK$4,085/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,288/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,289
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,174
−HK$1,912/mo
Today · 4.125%
HK$74,086
baseline
▲ 0.50% · 4.625%
HK$77,992
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,172/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,254 · Scale 2, in force from 26 Feb 2026)