LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,102
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,194
−HK$1,109/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,573
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,098
−HK$1,062/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,122
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,332/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,487
+HK$2,723/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,860
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,117
−HK$1,275/mo
Today · 4.125%
HK$49,392
baseline
▲ 0.50% · 4.625%
HK$51,996
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,784/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,142
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,671
−HK$1,553/mo
Today · 4.125%
HK$52,224
baseline
▲ 0.50% · 4.625%
HK$55,402
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,448/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,671
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,137
−HK$1,487/mo
Today · 4.125%
HK$57,624
baseline
▲ 0.50% · 4.625%
HK$60,662
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,248/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,183
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,149
−HK$1,996/mo
Today · 4.125%
HK$67,145
baseline
▲ 0.50% · 4.625%
HK$71,231
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,290/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,291
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,176
−HK$1,912/mo
Today · 4.125%
HK$74,088
baseline
▲ 0.50% · 4.625%
HK$77,994
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,176/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,267 · Scale 2, in force from 26 Feb 2026)