LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,102
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,194
−HK$1,109/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,573
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,051
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,098
−HK$1,062/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,122
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,433
−HK$1,331/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,488
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,861
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,118
−HK$1,275/mo
Today · 4.125%
HK$49,393
baseline
▲ 0.50% · 4.625%
HK$51,996
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,786/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,143
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,671
−HK$1,554/mo
Today · 4.125%
HK$52,225
baseline
▲ 0.50% · 4.625%
HK$55,402
+HK$3,177/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,450/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,671
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,137
−HK$1,488/mo
Today · 4.125%
HK$57,625
baseline
▲ 0.50% · 4.625%
HK$60,662
+HK$3,037/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,250/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,184
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,149
−HK$1,997/mo
Today · 4.125%
HK$67,146
baseline
▲ 0.50% · 4.625%
HK$71,232
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,292/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,291
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,176
−HK$1,913/mo
Today · 4.125%
HK$74,089
baseline
▲ 0.50% · 4.625%
HK$77,994
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,178/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,272 · Scale 2, in force from 26 Feb 2026)