LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,103
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,195
−HK$1,109/mo
Today · 4.125%
HK$37,304
baseline
▲ 0.50% · 4.625%
HK$39,574
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,608/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,052
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,099
−HK$1,063/mo
Today · 4.125%
HK$41,162
baseline
▲ 0.50% · 4.625%
HK$43,331
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,324/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,124
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,434
−HK$1,331/mo
Today · 4.125%
HK$44,765
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,530/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,119
−HK$1,275/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$51,998
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,144
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,673
−HK$1,553/mo
Today · 4.125%
HK$52,226
baseline
▲ 0.50% · 4.625%
HK$55,404
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,452/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,673
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,139
−HK$1,487/mo
Today · 4.125%
HK$57,626
baseline
▲ 0.50% · 4.625%
HK$60,664
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,252/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,186
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,151
−HK$1,997/mo
Today · 4.125%
HK$67,148
baseline
▲ 0.50% · 4.625%
HK$71,234
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$134,296/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,293
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,179
−HK$1,912/mo
Today · 4.125%
HK$74,091
baseline
▲ 0.50% · 4.625%
HK$77,997
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.85M · min. income ≈ HK$148,182/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,290 · Scale 2, in force from 26 Feb 2026)