LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,104
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$1,110/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,575
+HK$2,269/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,053
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,100
−HK$1,063/mo
Today · 4.125%
HK$41,163
baseline
▲ 0.50% · 4.625%
HK$43,333
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,326/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,125
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,435
−HK$1,332/mo
Today · 4.125%
HK$44,767
baseline
▲ 0.50% · 4.625%
HK$47,491
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,534/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,864
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,121
−HK$1,275/mo
Today · 4.125%
HK$49,396
baseline
▲ 0.50% · 4.625%
HK$51,999
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,792/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,146
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,675
−HK$1,553/mo
Today · 4.125%
HK$52,228
baseline
▲ 0.50% · 4.625%
HK$55,406
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,456/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,674
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,141
−HK$1,487/mo
Today · 4.125%
HK$57,628
baseline
▲ 0.50% · 4.625%
HK$60,666
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,256/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,188
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,153
−HK$1,997/mo
Today · 4.125%
HK$67,150
baseline
▲ 0.50% · 4.625%
HK$71,236
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,300/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,296
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,181
−HK$1,912/mo
Today · 4.125%
HK$74,093
baseline
▲ 0.50% · 4.625%
HK$77,999
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,186/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,307 · Scale 2, in force from 26 Feb 2026)