LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,105
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$1,109/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,054
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,101
−HK$1,063/mo
Today · 4.125%
HK$41,164
baseline
▲ 0.50% · 4.625%
HK$43,334
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,328/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,332/mo
Today · 4.125%
HK$44,768
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,536/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,122
−HK$1,275/mo
Today · 4.125%
HK$49,397
baseline
▲ 0.50% · 4.625%
HK$52,000
+HK$2,603/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,794/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,147
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,553/mo
Today · 4.125%
HK$52,229
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,458/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,142
−HK$1,487/mo
Today · 4.125%
HK$57,629
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,258/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,189
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,154
−HK$1,997/mo
Today · 4.125%
HK$67,151
baseline
▲ 0.50% · 4.625%
HK$71,237
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,302/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,297
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,182
−HK$1,913/mo
Today · 4.125%
HK$74,095
baseline
▲ 0.50% · 4.625%
HK$78,001
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,190/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,320 · Scale 2, in force from 26 Feb 2026)