LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,105
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$1,110/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,577
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,054
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,102
−HK$1,062/mo
Today · 4.125%
HK$41,164
baseline
▲ 0.50% · 4.625%
HK$43,334
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,328/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,437
−HK$1,331/mo
Today · 4.125%
HK$44,768
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,536/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,122
−HK$1,275/mo
Today · 4.125%
HK$49,397
baseline
▲ 0.50% · 4.625%
HK$52,001
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,794/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,148
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,554/mo
Today · 4.125%
HK$52,230
baseline
▲ 0.50% · 4.625%
HK$55,408
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,460/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,143
−HK$1,487/mo
Today · 4.125%
HK$57,630
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,260/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,190
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,155
−HK$1,997/mo
Today · 4.125%
HK$67,152
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,304/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,298
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,183
−HK$1,913/mo
Today · 4.125%
HK$74,096
baseline
▲ 0.50% · 4.625%
HK$78,002
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,192/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,327 · Scale 2, in force from 26 Feb 2026)