LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,107
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$1,109/mo
Today · 4.125%
HK$37,308
baseline
▲ 0.50% · 4.625%
HK$39,578
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,616/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,056
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,103
−HK$1,063/mo
Today · 4.125%
HK$41,166
baseline
▲ 0.50% · 4.625%
HK$43,336
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,332/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,128
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,438
−HK$1,332/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,494
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,867
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,124
−HK$1,275/mo
Today · 4.125%
HK$49,399
baseline
▲ 0.50% · 4.625%
HK$52,003
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,798/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,149
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,678
−HK$1,553/mo
Today · 4.125%
HK$52,231
baseline
▲ 0.50% · 4.625%
HK$55,410
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,462/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,678
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,145
−HK$1,487/mo
Today · 4.125%
HK$57,632
baseline
▲ 0.50% · 4.625%
HK$60,670
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,264/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,192
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,158
−HK$1,997/mo
Today · 4.125%
HK$67,155
baseline
▲ 0.50% · 4.625%
HK$71,241
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,310/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,300
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,186
−HK$1,913/mo
Today · 4.125%
HK$74,099
baseline
▲ 0.50% · 4.625%
HK$78,004
+HK$3,905/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,198/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,348 · Scale 2, in force from 26 Feb 2026)