LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,107
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$1,110/mo
Today · 4.125%
HK$37,309
baseline
▲ 0.50% · 4.625%
HK$39,579
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,618/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,056
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,104
−HK$1,063/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,336
+HK$2,169/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,129
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,332/mo
Today · 4.125%
HK$44,771
baseline
▲ 0.50% · 4.625%
HK$47,495
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,542/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,868
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,125
−HK$1,275/mo
Today · 4.125%
HK$49,400
baseline
▲ 0.50% · 4.625%
HK$52,004
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,800/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,150
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,679
−HK$1,553/mo
Today · 4.125%
HK$52,232
baseline
▲ 0.50% · 4.625%
HK$55,410
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,464/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,679
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,145
−HK$1,488/mo
Today · 4.125%
HK$57,633
baseline
▲ 0.50% · 4.625%
HK$60,671
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,266/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,193
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,159
−HK$1,997/mo
Today · 4.125%
HK$67,156
baseline
▲ 0.50% · 4.625%
HK$71,242
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,312/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,302
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,187
−HK$1,913/mo
Today · 4.125%
HK$74,100
baseline
▲ 0.50% · 4.625%
HK$78,006
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,200/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,357 · Scale 2, in force from 26 Feb 2026)