LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,108
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$1,110/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,057
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,062/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,337
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,130
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,440
−HK$1,331/mo
Today · 4.125%
HK$44,771
baseline
▲ 0.50% · 4.625%
HK$47,496
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,542/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,869
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,126
−HK$1,275/mo
Today · 4.125%
HK$49,401
baseline
▲ 0.50% · 4.625%
HK$52,005
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,802/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,151
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,680
−HK$1,553/mo
Today · 4.125%
HK$52,233
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,466/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,680
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,147
−HK$1,487/mo
Today · 4.125%
HK$57,634
baseline
▲ 0.50% · 4.625%
HK$60,672
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,268/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,194
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,160
−HK$1,997/mo
Today · 4.125%
HK$67,157
baseline
▲ 0.50% · 4.625%
HK$71,244
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,314/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,303
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,189
−HK$1,912/mo
Today · 4.125%
HK$74,101
baseline
▲ 0.50% · 4.625%
HK$78,007
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,202/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,369 · Scale 2, in force from 26 Feb 2026)