LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,108
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$1,110/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,063/mo
Today · 4.125%
HK$41,168
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,336/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,130
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,440
−HK$1,332/mo
Today · 4.125%
HK$44,772
baseline
▲ 0.50% · 4.625%
HK$47,496
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,544/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,869
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,126
−HK$1,275/mo
Today · 4.125%
HK$49,401
baseline
▲ 0.50% · 4.625%
HK$52,005
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,802/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,152
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,680
−HK$1,554/mo
Today · 4.125%
HK$52,234
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,468/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,681
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,147
−HK$1,488/mo
Today · 4.125%
HK$57,635
baseline
▲ 0.50% · 4.625%
HK$60,673
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,270/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,195
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,161
−HK$1,997/mo
Today · 4.125%
HK$67,158
baseline
▲ 0.50% · 4.625%
HK$71,244
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,316/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,304
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,189
−HK$1,913/mo
Today · 4.125%
HK$74,102
baseline
▲ 0.50% · 4.625%
HK$78,008
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,204/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,374 · Scale 2, in force from 26 Feb 2026)