LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,109
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$1,109/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,062/mo
Today · 4.125%
HK$41,168
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,336/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,441
−HK$1,331/mo
Today · 4.125%
HK$44,772
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,544/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,870
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,127
−HK$1,275/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,006
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,804/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,152
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,681
−HK$1,554/mo
Today · 4.125%
HK$52,235
baseline
▲ 0.50% · 4.625%
HK$55,413
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,470/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,681
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,148
−HK$1,488/mo
Today · 4.125%
HK$57,636
baseline
▲ 0.50% · 4.625%
HK$60,674
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,272/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,196
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,161
−HK$1,998/mo
Today · 4.125%
HK$67,159
baseline
▲ 0.50% · 4.625%
HK$71,245
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,318/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,305
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,190
−HK$1,913/mo
Today · 4.125%
HK$74,103
baseline
▲ 0.50% · 4.625%
HK$78,009
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,206/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,382 · Scale 2, in force from 26 Feb 2026)