LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,109
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$1,110/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,063/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,442
−HK$1,331/mo
Today · 4.125%
HK$44,773
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,546/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,870
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,127
−HK$1,276/mo
Today · 4.125%
HK$49,403
baseline
▲ 0.50% · 4.625%
HK$52,007
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,806/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,153
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,682
−HK$1,553/mo
Today · 4.125%
HK$52,235
baseline
▲ 0.50% · 4.625%
HK$55,414
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,470/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,682
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,149
−HK$1,487/mo
Today · 4.125%
HK$57,636
baseline
▲ 0.50% · 4.625%
HK$60,674
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,272/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,197
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,162
−HK$1,998/mo
Today · 4.125%
HK$67,160
baseline
▲ 0.50% · 4.625%
HK$71,246
+HK$4,086/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,320/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,306
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,191
−HK$1,913/mo
Today · 4.125%
HK$74,104
baseline
▲ 0.50% · 4.625%
HK$78,010
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,208/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,389 · Scale 2, in force from 26 Feb 2026)