LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,110
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,202
−HK$1,109/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,582
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,107
−HK$1,062/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,442
−HK$1,331/mo
Today · 4.125%
HK$44,773
baseline
▲ 0.50% · 4.625%
HK$47,498
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,546/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,871
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,128
−HK$1,275/mo
Today · 4.125%
HK$49,403
baseline
▲ 0.50% · 4.625%
HK$52,007
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,806/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,153
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,682
−HK$1,554/mo
Today · 4.125%
HK$52,236
baseline
▲ 0.50% · 4.625%
HK$55,414
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,472/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,683
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,149
−HK$1,488/mo
Today · 4.125%
HK$57,637
baseline
▲ 0.50% · 4.625%
HK$60,675
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,274/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,197
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,163
−HK$1,997/mo
Today · 4.125%
HK$67,160
baseline
▲ 0.50% · 4.625%
HK$71,247
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,320/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,306
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,192
−HK$1,913/mo
Today · 4.125%
HK$74,105
baseline
▲ 0.50% · 4.625%
HK$78,011
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,210/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,395 · Scale 2, in force from 26 Feb 2026)