LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,111
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,203
−HK$1,109/mo
Today · 4.125%
HK$37,312
baseline
▲ 0.50% · 4.625%
HK$39,583
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,624/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,060
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,062/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,341
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,133
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,332/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,499
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,129
−HK$1,275/mo
Today · 4.125%
HK$49,404
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,808/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,155
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,684
−HK$1,553/mo
Today · 4.125%
HK$52,237
baseline
▲ 0.50% · 4.625%
HK$55,416
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,474/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,684
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,151
−HK$1,488/mo
Today · 4.125%
HK$57,639
baseline
▲ 0.50% · 4.625%
HK$60,677
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,278/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,199
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,165
−HK$1,997/mo
Today · 4.125%
HK$67,162
baseline
▲ 0.50% · 4.625%
HK$71,249
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,324/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,308
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,194
−HK$1,913/mo
Today · 4.125%
HK$74,107
baseline
▲ 0.50% · 4.625%
HK$78,013
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,214/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,411 · Scale 2, in force from 26 Feb 2026)