LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,112
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$1,109/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,061
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,063/mo
Today · 4.125%
HK$41,172
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,344/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,134
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,444
−HK$1,332/mo
Today · 4.125%
HK$44,776
baseline
▲ 0.50% · 4.625%
HK$47,500
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,552/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,873
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,131
−HK$1,275/mo
Today · 4.125%
HK$49,406
baseline
▲ 0.50% · 4.625%
HK$52,010
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,812/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,156
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,554/mo
Today · 4.125%
HK$52,239
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,478/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,686
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,152
−HK$1,488/mo
Today · 4.125%
HK$57,640
baseline
▲ 0.50% · 4.625%
HK$60,678
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,280/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,201
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,167
−HK$1,997/mo
Today · 4.125%
HK$67,164
baseline
▲ 0.50% · 4.625%
HK$71,251
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,328/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,310
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,196
−HK$1,913/mo
Today · 4.125%
HK$74,109
baseline
▲ 0.50% · 4.625%
HK$78,015
+HK$3,906/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,218/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,427 · Scale 2, in force from 26 Feb 2026)