LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,112
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$1,110/mo
Today · 4.125%
HK$37,314
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,628/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,062
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,110
−HK$1,062/mo
Today · 4.125%
HK$41,172
baseline
▲ 0.50% · 4.625%
HK$43,343
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,344/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,135
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,445
−HK$1,332/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,501
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,874
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,131
−HK$1,276/mo
Today · 4.125%
HK$49,407
baseline
▲ 0.50% · 4.625%
HK$52,011
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,814/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,157
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,686
−HK$1,554/mo
Today · 4.125%
HK$52,240
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,480/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,687
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,153
−HK$1,488/mo
Today · 4.125%
HK$57,641
baseline
▲ 0.50% · 4.625%
HK$60,680
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,282/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,202
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,168
−HK$1,997/mo
Today · 4.125%
HK$67,165
baseline
▲ 0.50% · 4.625%
HK$71,252
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,330/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,312
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,197
−HK$1,913/mo
Today · 4.125%
HK$74,110
baseline
▲ 0.50% · 4.625%
HK$78,017
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,220/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,439 · Scale 2, in force from 26 Feb 2026)